11278 Spencer Road Saginaw, MI 48609
Listing Courtesy of: MIREALSOURCE / Century 21 Signature Realty / Bridgette Stallings

  11278 Spencer Road Saginaw, MI 48609

Active (2 Days)
$425,000 (USD)
3
BED
3
BATH
2,988
SQFT

Description

Ready for life on the lake? Your opportunity is here! Move right in to this spacious ranch offering nearly 3,000 sq. ft. of comfortable, light-filled living. The updated kitchen features hardwood floors, granite countertops, and stainless-steel appliances, opening to a cozy breakfast nook with serene views of your private lake. The primary bedroom includes its own ensuite, while the large great room—with a gas fireplace—flows seamlessly into the four-season room, boasting a wall of windows that frame stunning lake views year-round. Need extra space? The bonus room above the 3-car garage has you covered. Step outside to a peaceful back deck and enjoy your own private oasis. Spend your days relaxing, entertaining, or fishing right in your backyard. This one won’t last—call today for your private showing!

MLS #:
50194362
Taxes
$4,858
Lot Size
0.89 acres
Type
Single-Family Home
Year Built
1991
Style
Ranch
Views
Water
School District
St Charles Community Schools
County
Saginaw County

Listed By

Bridgette Stallings, Century 21 Signature Realty
Source
MIREALSOURCE
Last checked Nov 16 2025 at 9:10 PM EST
Bathroom Details
  • Full Bathrooms: 2
  • Half Bathroom: 1
Interior Features
  • Cable/Internet Avail.
  • Cathedral/Vaulted Ceiling
  • Dishwasher
  • Refrigerator
  • Gas Water Heater
  • Windows: Window Treatments
  • Range/Oven
  • Walk-In Closet(s)
  • Laundry: First
Lot Information
  • Wooded
Property Features
  • Fireplace: Gas
  • Fireplace: Great Room
  • Foundation: Crawl
Heating and Cooling
  • Forced Air
  • Natural Gas
  • Ceiling Fan(s)
  • Central Air
Homeowners Association Information
  • Dues: $300/Annually
Flooring
  • Ceramic Tile
  • Hardwood
Utility Information
  • Sewer: Septic Tank
Garage
  • Attached Garage
Parking
  • Total: 3
Stories
  • 1
Living Area
  • 2,988 sqft
Location
   
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Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
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Interest rate
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Mortgage calculator estimates are provided by C21 Signature Realty and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2023 MiRealSource, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/20/23 10:38